SMS Integration
Your finance data,
one text message away.
Text Breadwinner AI a question and get a real answer from your finance system in seconds. No app to install, no login, no waiting — just send a text.
Today 2:47 PM
Which invoices are overdue by more than 30 days?
There are 8 invoices overdue by more than 30 days, totaling $1,441.50 in outstanding amounts. The oldest is Invoice #1024 for Red Rock Diner ($156.00, due Jan 24, 2026), and the largest amount due is from John Melton at $450.00 (Invoice #1007).
2:47 PM
Works with the systems you already run
NetSuite 
QuickBooks 
Xero 
Stripe 
Interactive demo
See it in action
Try the live SMS demo with sample QuickBooks data.
Channels
Which invoices are overdue by more than 30 days?
Found 7 invoices overdue 30+ days:
Demo uses sample QuickBooks data
No app. No login.
Just a text message.
Not everyone has Slack or Teams. Field reps, warehouse managers, and executives on the go need finance answers without opening a laptop or downloading an app. SMS is the most universal interface there is.
Breadwinner AI makes your finance data accessible via a simple text message. Ask a question, get an answer — from any phone, anywhere, in seconds.
Up and running in under an hour
Select finance system
NetSuite 
QuickBooks 
Xero Set up permissions
Choose what financial data is visible — full access, or just the areas that matter.
Registered numbers
Text a question
Send a text in plain English. Get an answer in seconds, sourced from your finance data.
Connect your finance system
Link NetSuite, QuickBooks, Xero, or Stripe. We cache your full dataset for fast queries.
Sales Team
CustomRegister phone numbers
Add phone numbers and assign permission sets. Each number gets scoped access.
Total AR balance?
$847,230 across 94 invoices
Current
$612,400
Overdue
$234,830
Connect your finance system
Link NetSuite, QuickBooks, Xero, or Stripe through our secure admin portal. Breadwinner caches your complete financial dataset for fast, reliable queries.
Set up permissions
Choose what financial data is visible — full access, or just the areas that matter. One configuration, done in minutes.
Register your phone number
Add the phone numbers that should have access. Each user gets a verified connection to Breadwinner AI — no app install required.
Text a question
Send a text in plain English. Breadwinner AI returns a real answer from your finance data in seconds — directly to your phone.
Built for trust, speed, and simplicity
Finance data is sensitive. Breadwinner AI is designed from the ground up to give your team fast answers while keeping your CFO comfortable.
Real Answers, Not Summaries
Breadwinner generates SQL against your cached finance data and returns precise results. No RAG, no document search — structured queries against real records.
Five-Second Responses
Your finance data is cached locally, so queries run in seconds — not minutes waiting for a slow API call to your finance system.
Strictly Read-Only
It is impossible to modify your accounting data through Breadwinner AI. We never write back to your finance system. Ask anything — nothing changes.
Granular Permissions
Control exactly what financial data each phone number can access. Full access, or scoped to the areas that matter.
Every Conversation Logged
All questions and answers are tracked in the admin portal. Full audit trail of who asked what and when.
No App Required
SMS works on every phone. No app to download, no login to manage. If your team can send a text message, they can query finance data.
The questions your team already asks — answered via text
"Did Acme Corp pay their last invoice?"
Account manager checking from the road
Yes — Acme Corp paid invoice #INV-2847 on Nov 14, 2024. Amount: $12,500. Status: Paid.
"What's our total outstanding AR over 90 days?"
VP of Sales between meetings
Total overdue >90 days: $41,890 across 7 invoices. Largest: Acme Corp ($8,400, 47 days overdue).
"Do we have 500 units of SKU-4821 in Dallas?"
Sales rep confirming availability on-site
Dallas warehouse: 342 units available. Houston has 281 units. Combined: 623 units across TX locations.
"Show me all credit notes from last quarter over $5K"
Controller reviewing numbers from home
Found 4 credit notes totaling $28,400. Largest: Global Tech ($12,100, issued Sep 15).
Your CFO will actually approve this
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Read-only by design. Breadwinner AI cannot create, edit, or approve transactions. It is architecturally impossible to modify your accounting data.
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Data access controls. Configure exactly what financial data each phone number can access. Keep sensitive records out of reach.
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Full audit trail. Every question and answer is logged and visible in the admin portal. Nothing happens in the dark.
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SOC II certified. Breadwinner has over a decade of experience handling sensitive finance data for hundreds of customers.
Connect any finance system to SMS
Breadwinner AI works with NetSuite, QuickBooks, Xero, and Stripe. Pick your finance system to learn more.
FAQ
SMS Finance Integration FAQ
Common questions about using Breadwinner AI via text message.
Breadwinner AI supports QuickBooks Online, Xero, NetSuite, and Stripe. You can query any of these from a simple text message — no apps, no logins.
You text a question in plain English to your Breadwinner AI number. Breadwinner translates it into a SQL query against your cached finance data and texts back the answer — typically in under 10 seconds.
No. Breadwinner AI is strictly read-only by architecture. It cannot create, edit, or delete any records in your finance system. Data flows one way — from your finance system to Breadwinner for querying.
Breadwinner enforces granular permission controls so admins decide exactly what financial data each phone number can access. Every query is logged for a complete audit trail. Standard SMS carrier encryption applies to message transport.
Pricing starts at $200/month for QuickBooks, Xero, and Stripe (includes 10 users), or $1,000/month for NetSuite (includes 20 users). All plans include 2,000 questions per month, with a 14-day free trial and no credit card required.
Setup takes under an hour. Connect your finance system, configure permissions, register phone numbers, and your team can start texting questions immediately.
No. Only an admin needs credentials for the initial finance system connection. After that, team members simply text questions — no finance system login or training required.
You can ask about invoices, expenses, bills, payments, customer balances, profit & loss, balance sheets, inventory levels, sales orders, and more — essentially any data in your connected finance system. Questions are asked in plain English.
Finance answers from any phone, anywhere
Works with NetSuite, QuickBooks, and Xero. Set up in under an hour. No app required.