SMS Integration
Your finance data,
one text message away.
Text Breadwinner AI a question and get a real answer from your finance system in seconds. Works on every phone — including the half of your team that doesn't sit at a desk.
Today 2:47 PM
Which invoices are overdue by more than 30 days?
There are 8 invoices overdue by more than 30 days, totaling $41,890. The oldest is Acme Corp ($8,400, 47 days). The largest is Global Tech ($12,100).
Did Acme make any payment recently?
Last payment was $12,500 on Nov 14 for invoice #INV-2847.
Works with the systems you already run
NetSuite 
QuickBooks 
Xero 
Stripe 
Interactive demo
See it in action
Try the live SMS demo with sample QuickBooks data.
Demo uses sample QuickBooks data
No app. No login.
Just a text message.
Roughly half the working population doesn't spend the day in front of a laptop. Field reps, branch managers, drivers, plant supervisors, executives between flights — the people who most often need a fast finance answer are also the people most cut off from finance tools.
Slack and Teams don't reach them. SMS does. Every phone in the world supports it, and nothing about it requires an IT setup, a download, a login, or a refresher tutorial. Text a question, get an answer.
The most universal interface there is — wired up to your real finance data
Six things Breadwinner gets right about delivering finance over SMS — that most "AI for business" tools don't even attempt.
No app. No download. No login.
Works on every phone — newest iPhone to seven-year-old Android, locked-down field device, hand-me-down flip phone. If it sends a text, it can ask Breadwinner.
Anywhere there's cell signal
No Wi-Fi, no VPN, no airport login screen. Works in a customer parking lot, a warehouse aisle, a job site, the back of a cab — wherever your team actually is.
Provisioned by phone number
Admins add a number, the user gets a one-time confirmation text, and they're in. No corporate email, no SSO config, no IT ticket — just a number on the allowlist.
For the team that doesn't sit at a desk
Outside reps, branch managers, drivers, plant supervisors, executives between flights — same answers your CFO would get, on the device they already carry.
A2P 10DLC registered, carrier-grade
Real enterprise messaging compliance — not a Twilio side project. Registered campaign, opt-in workflow, STOP and HELP supported per FCC rules, full message records.
Same audit log, same admin portal
Every text question and answer is recorded in the same admin portal as Slack, Teams, and ChatGPT — your compliance team sees one log across every channel.
Get a number, try it from your own phone.
14-day free trial · 100 questions included · No credit card required
Up and running in under an hour
Select finance system
NetSuite 
QuickBooks 
Xero Set permission scopes
Decide what each phone number is allowed to ask about. Field rep gets AR; warehouse gets inventory; CFO gets all of it.
Registered numbers
Anyone texts, in plain English
Users save your Breadwinner number as a contact and text it like any other person. Answer comes back in seconds.
Connect your finance system
Link NetSuite, QuickBooks, Xero, or Stripe in our admin portal. We cache your full dataset for fast queries.
Field Sales · CA
CustomProvision phone numbers
Add the numbers that should have access. Each user replies to a one-time confirmation text — that's the entire onboarding.
Total AR balance?
$847,230 across 94 invoices
Current
$612,400
Overdue
$234,830
Connect your finance system
Link NetSuite, QuickBooks, Xero, or Stripe in our admin portal. We cache your full dataset for fast queries.
Set permission scopes
Decide what each phone number is allowed to ask about. Field rep gets AR; warehouse gets inventory; CFO gets all of it.
Provision phone numbers
Add the numbers that should have access. Each user replies to a one-time confirmation text — that's the entire onboarding.
Anyone texts, in plain English
Users save your Breadwinner number as a contact and text it like any other person. Answer comes back in seconds.
The texts your finance team is tired of getting
Three roles, fifteen real questions — the kind that get pinged to a finance analyst from a parking lot, a warehouse aisle, or an airport gate. Plain text in, structured answer out.
Field Sales Rep
Closing in a customer parking lot, no laptop in hand.
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"Has Acme paid invoice INV-2847?"
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"What's Acme's total balance with us this year?"
- ●
"Any open POs against Acme?"
- ●
"When did Acme last pay an invoice?"
- ●
"Open invoices for accounts in California."
Branch / Warehouse Manager
On the floor, walking pallets — not at a screen.
- ●
"Inventory for SKU-1003 in Dallas?"
- ●
"What's the lead time on backordered items?"
- ●
"Open POs to ACME Supply this month?"
- ●
"Inventory across all warehouses for SKU-4821."
- ●
"Last 5 transactions for vendor Northwind."
Executive in Transit
In a cab, at a gate, in a meeting halfway around the world.
- ●
"What's our cash balance this morning?"
- ●
"Total revenue this quarter vs last?"
- ●
"How much did we close yesterday?"
- ●
"Top 5 customers by AR right now."
- ●
"Are we behind on any vendor payments?"
Anything in your finance system, asked the way someone would actually text it. No special syntax, no command words.
Need to clear it with compliance first?
10DLC campaign brief, opt-in workflow documentation, and SOC 2 Type II report on request.
New product.
Old hands at finance.
For more than a decade we've moved finance data between systems for hundreds of operations and finance teams — under SOC 2 Type II, with audited change control and a security posture that satisfies enterprise IT. Bringing it to SMS is the same engineering team and the same controls — just a different surface.
12+
Years moving real finance data, safely
SOC 2
Type II — audited every year
10DLC
Registered campaign — proper enterprise SMS
A few of the operations and finance teams running on Breadwinner today
SOC 2 Type II
Partner since 2014
AppExchange listed
Registered phone numbers
4 numbers · 3 active, 1 deactivated
+1 (415) 555-0142
Field Sales · CA · AR + Inv
+1 (214) 555-0289
Dallas warehouse · Inventory
+1 (212) 555-0117
CFO · NYC · Full access
+1 (619) 555-0440
Former rep — phone lost · Inventory
Audit log unaffected · Numbers can be re-activated by an admin
Updated 2 min agoA deactivated number stops being answered immediately — but the audit log keeps every prior question.
Built for the realities of a phone in someone's pocket
SMS has its own surface area: lost phones, lock-screen previews, shared devices, departing employees. Four design choices that handle each of them honestly.
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Read-only by architecture. Breadwinner cannot create, edit, or approve transactions over SMS — or any other channel. There's no write path, period.
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Numbers are provisioned, not self-served. Only phone numbers an admin has registered can ask. A stranger texting your Breadwinner number gets a polite "access denied" — never your AR balance.
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Sensitive answers can be redacted. Configure server-side redaction for full account numbers, customer PII, or any field your data team marks sensitive. Masked on the phone, fully visible in the audit log.
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Lose the phone? Lose access in 30 seconds. An admin clicks Deactivate in the portal; the number stops working immediately. Audit log is unaffected — you keep the history, the phone loses the access.
The four questions every SMS reviewer raises
Won't sensitive numbers show on someone's lock screen?
Like any text message, a preview can appear on the lock screen. Sensitive content can be redacted server-side so balances and identifiers are masked over SMS while the full answer stays in the audit log. Users can also configure their phone to hide message previews until unlock — standard iOS and Android setting.
What about TCPA and A2P 10DLC compliance?
Breadwinner is A2P 10DLC registered with our carrier. Numbers go through a one-time opt-in confirmation when an admin provisions them. STOP and HELP are supported per FCC requirements, opt-outs are logged, and we provide our 10DLC campaign brief and opt-in workflow documentation on request.
Will it work outside the US?
US and Canada by default. The UK, Mexico, Australia, and EU countries are available on enterprise plans. SMS reliability and per-message pricing vary by carrier and country, which we'll walk through with you before turning a region on.
What if someone leaves or loses their phone?
An admin deactivates the number in the portal — the next text from that number stops being answered immediately. The audit log keeps the prior history, the phone loses the access. Same flow for resignations, lost devices, or device-replacement.
One plan, every channel. Pick your finance system.
Each question counts the same whether asked over SMS, Slack, Teams, or AI. No per-channel pricing, no annual lock-in. Free for 14 days, no credit card.
QuickBooks · Xero · Stripe
$200
/ month
Includes 10 users
$5 / month per additional user
All features included
NetSuite
$1,000
/ month
Includes 20 users
$25 / month per additional user
All features included
Each plan includes 2,000 questions/month plus 50 per additional paid user, pooled across your account. Overages billed at $0.05/question for QuickBooks, Xero, and Stripe; $0.25/question for NetSuite. Base plan includes one permission set — everyone sees the same data. Need different permission sets for different teams? Contact us. Connecting to multiple QuickBooks or Xero organizations is available at an additional cost — talk to Sales for details.
Connect any finance system to SMS
Pick your finance system for the dedicated integration page.
FAQ
SMS, 10DLC, and admin questions
Everything your IT, compliance, and ops admins will want to know before they hand a number out to the team.
Reach the half of your team that doesn't sit at a desk
Works with NetSuite, QuickBooks, Xero, and Stripe. Live in under an hour. Free for 14 days.